Tag Archives: Real Estate Settlement Procedures Act

The Countdown Begins: TILA-RESPA Integrated Disclosures

The Truth in Lending Act (“TILA”) and the Real Estate Settlement Procedures Act (“RESPA”) always seem to be the acts that make consumer lending compliance challenging. The Federal Reserve Board and the Department of Housing and Urban Development (“HUD”), the Read More

Esoteric Escrows: Sorting the arcane Regulation X factor in new escrow requirements

The Dodd-Frank Wall Street Reform Act authorized the transfer of rulemaking responsibility for many consumer financial protection regulations to the Consumer Financial Protection Bureau, including the transfer of Regulation X and the Real Estate Settlement Procedures Act. In December 2011, Read More

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