Emmanuel joins Chartwell having worked with financial institutions for 21 years with his most recent as Vice President BSA Officer of Meridian Bank; a billion dollar bank headquartered in Malvern, Pennsylvania.
Emmanuel has been deeply involved for the majority of his work life in BSA and Consumer Compliance and has successfully managed compliance programs for various money service business and community banks in Texas, Pennsylvania and California with customer bases in Venezuela, Uruguay, Dominican Republic, Mexico, Israel and all across the United States. A specific expertise in the Bank Secrecy Act and Anti-Money Laundering space for bank and non-bank financial institutions such as currency exchange, check cashing, and money transmission means he brings relevant knowledge and skills to effectively service Chartwell customers in addition to covering foreign correspondent banking, bank note trading, vendor management, physical security, cybersecurity as well as information security. Emmanuel has also implemented and managed consumer compliance programs covering Dodd Frank, ECO, FCRA, Privacy, TILA-RESPA and related mortgage banking regulations.
Emmanuel is ACAMS certified and an ACFE member. He was born and raised in Houston, Texas, moved to California and settled in Pennsylvania where he has been happily married for 7 years with 2 rambunctious boys. An avid nature and portrait photographer, he also loves anything technical, including building computers and consuming podcasts specifically historical, comedy and true crime genres.